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    PRICESMART (PSMT)

    PSMT Q1 2025: Private Label Sales Jump 28%, Offset by $3.4M FX Costs

    Reported on Jul 14, 2025 (After Market Close)
    Pre-Earnings Price$89.25Last close (Jan 10, 2025)
    Post-Earnings Price$89.25Last close (Jan 10, 2025)
    Price Change
    $0.00(0.00%)
    • Export Business Diversification: Management has created a dedicated export division despite the Philippines business winding down, showing that PriceSmart is proactively driving incremental revenue from international markets.
    • Strong Private Label Growth: The Q&A revealed that the private label segment is performing strongly, with growth around 28%, and management believes there is considerable potential to further expand this key brand.
    • Strategic Technology Investments: Executives emphasized significant investments in new point-of-sale systems and back-office technologies aimed at improving operational efficiency and long-term margins, underscoring a commitment to future growth.
    • Currency Conversion Costs: The company incurred $3.4 million in currency conversion costs during the quarter, and timing issues meant less favorable conversions when local currency was available, which could pressure margins if such costs persist.
    • Margin Pressure in Imported Sales: There was evidence of margin compression in exports, particularly in Colombia where aggressive sales strategies and currency depreciation may have eroded margins, suggesting potential risks if such trends continue.
    • Increased Technology and Overhead Expenses: The heavy investment in technology and back-office improvements is expected to increase SG&A expenses, and while intended for long-term efficiency gains, these costs may hurt short-term profitability if the benefits are delayed.
    1. Margin Impact
      Q: Why did margins slightly drop?
      A: Management explained that export dynamics, notably in Colombia with aggressive pricing adjustments amid currency pressures, led to a minor margin compression of about 20 basis points, which they view as non-trend-setting.

    2. Currency Cost
      Q: What drove the currency conversion costs?
      A: They converted funds in both Trinidad and Honduras, incurring about $3.4M in costs that are strategically recouped through higher margins, with timing differences in local currency generation affecting the figures.

    3. Export Revenue
      Q: Will export revenue vanish post-Philippines exit?
      A: Management noted that despite winding down the Philippines segment, export revenue remains active, and they have established a focused division to nurture this area.

    4. Private Label
      Q: What’s the outlook for private label growth?
      A: They cited strong performance, with private label sales increasing around 28%, and see significant potential to expand this value-driven brand without displacing established products.

    5. Tech Upgrades
      Q: How will technology drive efficiencies?
      A: Investments in back-office systems and a new POS platform are underway to streamline operations and improve service, though their full benefits are expected to materialize gradually over time.

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